Home Loan Lenders for Las Vegas

Real Estate Value - Determine the Current Market Value Price Pange for the Home You are Selling

Real Estate Value is a service for prospective home sellers who are planning to sell in the next 12 months, to determine the current market value price range for their home.

Financing Strategies:
There are so many types of mortgage loans available today, how do I know which one is best for me?
How can I figure out how much I can afford to pay for a new home?
I’m concerned I might not have saved enough money for the down payment. What can I do?
What is the difference between loan pre-approval and pre-qualification? Which is more beneficial?
My credit rating isn’t so good. Is there any thing I can do?
When is it a good idea to look for an assumption?

Shopping For A Mortgage Lender
How should I go about looking for a mortgage broker?
Are there any questions I should be sure to ask a potential lender?
What do lenders look for in borrowers?
Is it true VA loans are easier to get these days?
Can you tell me about recent lending regulations that might help me find a lender?

Selecting A Home Loan Program
Can you tell me some things I should consider when shopping for a loan?
What happens if we get near closing on my new house, but my old house hasn’t sold?
I’ve found the house I want, but it needs a lot of repair. Can I borrow money for both the mortgage and the repair?
What are some creative loan options I might want to consider?

Applying For A Mortgage
What practical steps can I take to improve my chances of getting a loan?
Timing seems to be critical. Should I wait until interest rates drop?
Will I have to get mortgage insurance?
What, exactly, is escrow?
What does it mean to be an "A," "B," "C," or "D" borrower?
What can you tell me about the debt-to-income ratio lenders use to qualify borrowers?

Mortgage Loan Processing
Will I be able to find out the results of the appraisal?
If the price we offer on a house is higher than the appraisal, can we get our deposit money back if the loan falls through?
What is a two-step mortgage?
How does a "no-cost loan" work?
What do you advise in the event I’m turned down for a mortgage?
How strict are lenders when it comes to credit standing?

Closing
How much money should I plan to take to settlement?
Once set, are settlement dates irrevocable?
What can I do to prepare for a smooth settlement?
What are my responsibilities before settlement, and what are the seller’s responsibilities?
What are the ways to hold title to a property?
Why do lenders want a survey before settlement?

FAQs about Home Loans
Can you give me some help with understanding financing terms?
Are FHA loans really assumable these days?
When unmarried people buy a home together, what is the best way to hold title?
What can you tell me about equity-sharing?
Generally, how much down payment will I need?

For your convenience - I present these links to several local lenders and a vast collection of other useful mortgage-related topics. I hope these financial resources will assist you.

Kerry Robbins (e-mail: kerry@HBALoans.com) HB Associates Inc. 3360 E. Russell Rd. Suite C Las Vegas, NV 89120 Phone: (702) 891-8446 Fax: (702) 891-0191 Larry Hand (e-mail: parson@wizard.com) Coast-to-Coast Mortgage 9931 W. Charleston Blvd. #2 Las Vegas, NV 89117 Phone: (702) 798-7545 Fax: (702) 798-7675 Cell: (702) 286-6608 General MORTGAGE & HOME FINANCING RESOURCES: HUD On Your Side: Buying A Home American Society of Home Inspectors Consumer Information Catalog: Home Financing Consumer Protection/Homeowner-Homebuyer Warnings NOLO Legal Encyclopedia: Buying and Selling a Home Ask Steve to conduct a Complimentary Professional Search of the Most Up-to-Date Las Vegas MLSTM Listings OR: View Steve's FEATURED Homes for Sale in Las Vegas OR: Search Las Vegas Home Builders Inventory for New Houses for Sale in Las Vegas and Model Homes OR: Search Las Vegas MLSTM Property Listings for Las Vegas Resale Home Sales OR: View Online Las Vegas Real Estate INFORMATION CENTER OR: Learn more about Las Vegas RE/MAX Realty and RE/MAX International REALTORS® - "The Real Estate Leaders" ^ back to top ^ Each office independently owned and operated Copyright ©2000-2005 Steven B. Anderson, All Rights Reserved.